Health Insurance of Foreigners – complete care provided by VZP a.s. insurance company 

 This insurance is of interest to persons willing to have health care in the Czech Republic assured in the scope close to the scope of public health care. Health status verified through entry medical check by a determined contractual physician is the condition for making an insurance policy. The insurance comes into effect after signing insurance contract always by the first day of a month and is being made for whole months. The minimum period of insurance is six months.

This insurance suits persons with a long-term stay in the Czech Republic.

Health insurance of foreigners for complete care provided by VZP, a.s. insurance company

Best quality insurance of foreigners in the Czech Republic comparable with insurance of Czech citizens. Insurance covers all costs of hospital care including medicaments – foreigner needs to pay nothing in the hospital.

Insurance covers also all costs of care provided by out-patient physicians - foreigner needs to pay nothing when being cared by the physician. Medicaments prescribed by the physician must be paid by the foreigner in pharmacy (drugstore) but then the costs are paid back to him/her upon a bill presented to the office of VZP, a.s. insurance company or to insurance agent who will arrange for the reimbursement.

If the foreigner wishes so, the insurance covers also costs of acute dentist care up to the limit of CZK 10,000.00. The foreigner pays the costs of care when being care by a dentist and then the costs are paid back to him/her upon a bill presented to the office of VZP, a.s. insurance company or to insurance agent who will arrange for the reimbursement.

If a foreigner has the policy covering also pregnancy, the insurance covers also costs of antenatal clinic care, delivery of child and basic health care for new-born baby.   

Insurance covers also mandatory vaccination, inoculation against influenza, contraceptives and prophylactic check-up. Insurance may be made for six months or one year, starting always on the day following signing of the insurance contract. In accordance with the new „foreigners act“ it may cover also two-year period.

The cost of insurance depends on age, gender, whether dentist care or pregnancy care and child delivery is to be covered. 

The insurance policy contract can be made in any office of VZP, a.s. insurance company or through an insurance agent.

It is sufficient to report passport number, name and surname, address, date of birth and required period of insurance to make an insurance policy.

•               Insurance is recognized by foreigners’ police. It contains protective elements and number codes, fake insurance identity cards are detected immediately.
•                Foreigner usually gets a list of physicians, specialists and hospitals operating in the place of his/her residence where he/she may turn to in case of health problems. It is imperative to turn to contractual practitioners of the insurance company only.   
•                Foreigner has telephone service available – mobile phone: 731 546 084;  telephone: 233 006 313, e-mail: asistence@pvzp.cz
•                 Insurance suits foreigners who are interested in long-term quality insurance covering various health care costs, including pregnancy care, prevention, vaccination and contraception 

When the insurance policy contract is being made in VZP a.s. insurance company offices, entry medical check is required and may be carried out only by a physician being in contractual relation with the insurance company. If the insurance policy is being concluded through an insurance agent, the entry medical check is not required and is substituted with entry medical questionnaire. Insurance covers future risks; it is impossible to insure a client already sick in the moment of making the insurance policy.

Česká finanční a pojišťovací služba, s.r.o., U divadla 339, 356 01, www.cfps.cz is the only authorized insurance agent for VZP, a.s. insurance company.

If for any reason a practitioner requires payment in cash, the foreigner must insist on receiving a bill and medical report. Costs will be then reimbursed to him/her in the office of VZP, a.s. company or the foreigner shall hand the bill over to his/her insurance agent who will arrange for the reimbursement.

In case of any problems when visiting physician, the foreigner may call telephone service or his/her insurance agent or he/she may ask the practitioner to call there.